/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before{box-sizing:border-box;border:0 solid;margin:0;padding:0}::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){-webkit-appearance:button;appearance:button}::file-selector-button{-webkit-appearance:button;appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.fixed{position:fixed}.start{inset-inline-start:var(--spacing)}.table{display:table}.truncate{text-overflow:ellipsis;white-space:nowrap;overflow:hidden}}:root{--navy:#0a2453;--navy-deep:#061a3e;--blue:#1769e0;--blue-bright:#2e7df0;--sky:#eaf3ff;--green:#0e7659;--ink:#17263b;--muted:#607087;--line:#dbe4ef;--paper:#fff;--canvas:#f3f6fa}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--canvas);color:var(--ink);font-family:var(--font-geist),Arial,sans-serif;-webkit-font-smoothing:antialiased;margin:0}button,input,select,summary{font:inherit}a{color:inherit}.site-shell{min-height:100vh}.site-header{border-bottom:1px solid var(--line);z-index:20;background:#fff;justify-content:space-between;align-items:center;min-height:84px;padding:14px max(24px,50vw - 590px);display:flex;position:relative}.brand{display:inline-flex}.brand img{width:clamp(195px,24vw,250px);height:auto;display:block}.main-nav{align-items:center;gap:8px;display:flex}.calculator-menu summary{color:var(--navy);cursor:pointer;letter-spacing:.045em;text-transform:uppercase;background:#f1f5fa;border:1px solid #0000;border-radius:12px;padding:7px 8px 7px 14px;font-size:.76rem;font-weight:780;text-decoration:none;transition:background .16s,border-color .16s,box-shadow .16s}.calculator-menu summary:hover,.calculator-menu[open] summary{background:#e8f1fc;border-color:#d7e4f3;box-shadow:0 4px 12px #14335814}.calculator-menu{position:relative}.calculator-menu summary{align-items:center;gap:8px;list-style:none;display:flex}.calculator-menu summary::-webkit-details-marker{display:none}.menu-lines{background:#dbeafb;border-radius:5px;flex-direction:column;justify-content:center;align-items:center;gap:3px;width:23px;height:23px;display:flex}.menu-lines span{background:var(--navy);border-radius:999px;width:11px;height:1.5px;display:block}.menu-panel{background:#fff;border:1px solid #dbe3ed;border-radius:16px;gap:3px;min-width:340px;padding:8px;display:grid;position:absolute;top:calc(100% + 10px);right:0;box-shadow:0 20px 55px #0f274533}.menu-panel a{color:var(--ink);border-radius:11px;grid-template-columns:34px 1fr 20px;align-items:center;gap:12px;min-height:58px;padding:9px 11px;text-decoration:none;transition:background .14s;display:grid}.menu-panel a:hover{background:#f4f6f8}.menu-panel a.active{background:#edf2f7}.menu-panel a:focus-visible{outline:none;box-shadow:0 0 0 3px #1769e033}.menu-icon{color:var(--blue);background:#e8eef5;border-radius:8px;justify-content:center;align-items:center;width:34px;height:34px;font-size:.88rem;font-weight:800;display:flex}.menu-panel strong{font-size:.8rem;display:block}.menu-panel small{color:#718096;margin-top:3px;font-size:.6rem;line-height:1.38;display:block}.menu-check{color:var(--navy);text-align:center;font-size:.9rem;font-weight:850}.eyebrow{color:#75adff;letter-spacing:.15em;text-transform:uppercase;margin-bottom:12px;font-size:.74rem;font-weight:800;display:block}.hub-hero,.calculator-hero{background:linear-gradient(130deg,var(--navy-deep),var(--navy) 62%,#143e78);color:#fff;position:relative;overflow:hidden}.hub-hero:after,.calculator-hero:after{content:"";background:radial-gradient(circle,#4d93f647,#0000 65%);width:480px;height:480px;position:absolute;top:-240px;right:-120px}.hub-hero{padding:clamp(64px,9vw,116px) max(24px,50vw - 590px)}.hub-hero h1,.calculator-hero h1{letter-spacing:-.06em;z-index:1;margin:0;line-height:.96;position:relative}.hub-hero h1{max-width:900px;font-size:clamp(3rem,7vw,6rem)}.hub-hero p,.calculator-hero p{color:#c8d7eb;z-index:1;max-width:740px;margin:22px 0 0;font-size:clamp(1rem,2vw,1.16rem);line-height:1.62;position:relative}.calculator-hero{padding:clamp(44px,6vw,74px) max(24px,50vw - 590px) clamp(48px,6vw,70px)}.calculator-hero>div:first-child{z-index:1;max-width:790px;position:relative}.calculator-hero h1{font-size:clamp(2.6rem,6vw,4.8rem)}.calculator-directory{max-width:1180px;margin:0 auto;padding:54px 24px 70px}.directory-heading span{color:var(--blue);letter-spacing:.12em;text-transform:uppercase;font-size:.72rem;font-weight:800}.directory-heading h2{letter-spacing:-.05em;margin:7px 0 26px;font-size:clamp(2rem,4vw,3.2rem)}.calculator-cards{grid-template-columns:repeat(6,1fr);gap:18px;display:grid}.calculator-card{border:1px solid var(--line);background:#fff;border-radius:19px;flex-direction:column;min-height:270px;padding:25px;text-decoration:none;transition:transform .16s,box-shadow .16s,border-color .16s;display:flex;position:relative}.calculator-card:nth-child(-n+2){grid-column:span 3}.calculator-card:nth-child(n+3){grid-column:span 2}.calculator-card:hover{border-color:#afcaec;transform:translateY(-3px);box-shadow:0 15px 35px #122d501a}.card-number{color:#9baabe;letter-spacing:.1em;font-size:.63rem;font-weight:800;position:absolute;top:22px;right:22px}.card-icon{background:var(--sky);color:var(--blue);border-radius:11px;justify-content:center;align-items:center;width:46px;height:46px;font-size:1.2rem;font-weight:850;display:flex}.calculator-card h3{letter-spacing:-.03em;margin:24px 0 8px;font-size:1.23rem}.calculator-card p{color:var(--muted);margin:0 0 22px;font-size:.77rem;line-height:1.55}.card-link{color:var(--blue);margin-top:auto;font-size:.72rem;font-weight:800}.tool-layout{z-index:2;grid-template-columns:minmax(0,1.35fr) minmax(350px,.85fr);align-items:start;gap:26px;max-width:1180px;margin:-28px auto 0;padding:0 24px 52px;display:grid;position:relative}.input-panel,.result-panel,.schedule-card{border-radius:22px;box-shadow:0 12px 34px #1c314e14}.input-panel{border:1px solid var(--line);background:#fff;padding:clamp(24px,4vw,40px)}.result-panel{background:var(--navy);color:#fff;padding:30px;position:sticky;top:22px;overflow:hidden}.panel-heading{border-bottom:1px solid var(--line);margin-bottom:26px;padding-bottom:22px}.panel-heading h2,.result-heading h2{letter-spacing:-.025em;margin:1px 0 0;font-size:1.2rem}.panel-heading p{color:var(--muted);margin:4px 0 0;font-size:.78rem}.result-heading p{color:#8fb2df;letter-spacing:.1em;text-transform:uppercase;margin:0 0 4px;font-size:.67rem;font-weight:800}.simple-fields,.field-grid{gap:21px 18px;display:grid}.field-grid{grid-template-columns:1fr 1fr}.scenario-fields{grid-template-columns:repeat(3,1fr)}.field{flex-direction:column;min-width:0;display:flex}.field>span:first-child{color:var(--ink);margin-bottom:8px;font-size:.78rem;font-weight:720}.field input{color:var(--ink);background:#fbfcfe;border:1px solid #cbd7e5;border-radius:10px;outline:none;width:100%;min-height:48px;padding:11px 13px}.field input:focus,.loan-row input:focus,.as-of-card input:focus{border-color:var(--blue);box-shadow:0 0 0 3px #1769e01f}.input-prefix,.input-suffix{background:#fbfcfe;border:1px solid #cbd7e5;border-radius:10px;align-items:center;display:flex;overflow:hidden}.input-prefix:focus-within,.input-suffix:focus-within{border-color:var(--blue);box-shadow:0 0 0 3px #1769e01f}.input-prefix>span,.input-suffix>span{color:var(--muted);white-space:nowrap;padding:0 12px;font-size:.83rem;font-weight:650}.input-prefix input,.input-suffix input{background:0 0;border:0;border-radius:0;outline:none;width:100%;min-height:46px;padding:11px 12px;box-shadow:none!important}.input-prefix input{padding-left:0}.input-suffix input{padding-right:0}.field small{color:var(--muted);margin-top:6px;font-size:.66rem;line-height:1.45}.as-of-card{background:var(--sky);border:1px solid #cee1fb;border-radius:13px;justify-content:space-between;align-items:center;gap:18px;margin-top:26px;padding:15px 16px;display:flex}.as-of-card div{flex-direction:column;display:flex}.as-of-card strong{color:var(--navy);font-size:.76rem}.as-of-card small{color:var(--muted);margin-top:3px;font-size:.63rem}.as-of-card input{color:var(--ink);background:#fff;border:1px solid #bcd2ed;border-radius:9px;min-height:42px;padding:8px 10px}.advanced{border-top:1px solid var(--line);margin-top:29px;padding-top:22px}.advanced summary{color:var(--blue);cursor:pointer;font-size:.77rem;font-weight:750}.rate-field{max-width:280px;margin-top:18px}.strategy-section{border-top:1px solid var(--line);margin-top:30px;padding-top:26px}.section-label{color:var(--ink);margin-bottom:10px;font-size:.78rem;font-weight:760;display:block}.strategy-switch{border:1px solid var(--line);background:#f2f6fb;border-radius:13px;grid-template-columns:1fr 1fr;gap:7px;padding:6px;display:grid}.strategy-switch button{color:var(--muted);cursor:pointer;text-align:left;background:0 0;border:0;border-radius:9px;min-height:76px;padding:12px}.strategy-switch button:hover{background:#e9f0f8}.strategy-switch button.active{background:var(--navy);color:#fff;box-shadow:0 7px 18px #0a245333}.strategy-switch strong,.strategy-switch small{display:block}.strategy-switch strong{font-size:.73rem}.strategy-switch small{opacity:.72;margin-top:4px;font-size:.6rem;line-height:1.4}.strategy-input{max-width:430px;margin-top:20px}.empty-result{border-bottom:1px solid #ffffff1f;margin-top:28px;padding:28px 0}.empty-result strong{font-size:1.4rem}.empty-result p{color:#aebfda;margin:7px 0 0;font-size:.76rem;line-height:1.5}.primary-result{border-bottom:1px solid #ffffff21;flex-direction:column;margin:30px 0 0;padding-bottom:25px;display:flex}.primary-result>small{color:#9cb5d5;margin-bottom:8px;font-size:.73rem}.primary-result>span{letter-spacing:-.06em;font-size:clamp(2.5rem,5vw,3.8rem);font-weight:770;line-height:1}.primary-result em{color:#79b6ff;margin-top:8px;font-size:.7rem;font-style:normal;font-weight:700}.primary-highlights{justify-content:space-between;align-items:center;gap:16px;margin-top:16px;display:flex}.payoff-highlight{color:#79b6ff;align-items:baseline;gap:4px;display:flex}.payoff-highlight strong{font-size:.76rem}.payoff-highlight small{font-size:.66rem;font-weight:700}.rate-highlight{text-align:right;background:#75adff21;border:1px solid #89bbff3d;border-radius:12px;min-width:142px;padding:10px 13px}.rate-highlight small{color:#a9c7eb;letter-spacing:.04em;text-transform:uppercase;font-size:.57rem;font-weight:700;display:block}.rate-highlight strong{letter-spacing:-.04em;margin-top:3px;font-size:1.45rem;line-height:1.05;display:block}.result-list{margin:8px 0 0}.result-list>div{border-bottom:1px solid #ffffff17;justify-content:space-between;align-items:start;gap:14px;padding:12px 0;display:flex}.result-list dt{color:#9db3d0;font-size:.69rem}.result-list dd{text-align:right;margin:0;font-size:.73rem;font-weight:680}.result-list dd small{color:#8fa8ca;margin-top:3px;font-size:.59rem;display:block}.payment-plan{grid-template-columns:repeat(3,1fr);gap:7px;margin-top:19px;display:grid}.payment-plan>div{background:#ffffff13;border:1px solid #ffffff12;border-radius:10px;min-width:0;padding:10px}.payment-plan span{color:#96adcc;font-size:.56rem;line-height:1.3;display:block}.payment-plan strong{letter-spacing:-.02em;margin-top:5px;font-size:.78rem;display:block}.window-status{border-radius:12px;margin-top:20px;padding:14px}.window-status.active{color:#075c43;background:#dff4ed}.window-status.expired{color:#704900;background:#fff0ca}.window-status strong{font-size:.74rem;display:block}.window-status p{margin:4px 0 0;font-size:.64rem;line-height:1.48}.copy-button{background:var(--blue-bright);color:#fff;cursor:pointer;border:0;border-radius:10px;width:100%;min-height:45px;margin-top:14px;font-size:.74rem;font-weight:750}.copy-button:hover{background:#438ef6}.verification-note{border-top:1px solid #ffffff1f;margin-top:22px;padding-top:18px}.verification-note strong{font-size:.7rem;display:block}.verification-note p{color:#aebfda;margin:4px 0 0;font-size:.63rem;line-height:1.5}.loan-grid-header,.loan-row{grid-template-columns:44px 1.2fr .8fr 38px;align-items:center;gap:12px;display:grid}.loan-grid-header{color:var(--muted);text-transform:uppercase;padding:0 4px 7px;font-size:.65rem;font-weight:750}.loan-row{border-top:1px solid var(--line);padding:15px 4px}.loan-row>strong{background:var(--sky);color:var(--blue);border-radius:8px;justify-content:center;align-items:center;width:32px;height:32px;font-size:.75rem;display:flex}.remove-loan-button{color:#8a9bb2;cursor:pointer;background:0 0;border:1px solid #d4deeb;border-radius:9px;justify-content:center;align-items:center;width:36px;height:36px;padding:0;font-size:1.2rem;display:flex}.remove-loan-button:hover:not(:disabled){color:#b53b3b;background:#fff0f0;border-color:#efb4b4}.remove-loan-button:disabled{cursor:not-allowed;opacity:.3}.add-loan-button{background:var(--sky);color:var(--navy);cursor:pointer;border:1px solid #cfe0f6;border-radius:10px;width:100%;min-height:44px;margin-top:14px;padding:10px 16px;font-size:.72rem;font-weight:750}.add-loan-button:hover{background:#dfecfb}.schedule-card{border:1px solid var(--line);background:#fff;max-width:1132px;margin:0 auto 60px;padding:clamp(24px,4vw,38px)}.schedule-heading{justify-content:space-between;align-items:flex-end;margin-bottom:20px;display:flex}.schedule-heading .eyebrow{color:var(--blue);margin-bottom:6px}.schedule-heading h2{letter-spacing:-.04em;margin:0;font-size:clamp(1.5rem,3vw,2.2rem)}.schedule-heading>span{color:var(--muted);font-size:.7rem}.table-scroll{border:1px solid var(--line);border-radius:12px;max-height:560px;overflow:auto}table{border-collapse:collapse;width:100%;font-size:.7rem}th{color:var(--navy);letter-spacing:.04em;text-align:right;text-transform:uppercase;background:#f2f6fb;font-size:.62rem;position:sticky;top:0}th,td{border-bottom:1px solid var(--line);text-align:right;white-space:nowrap;padding:11px 13px}th:first-child,td:first-child{text-align:left}tbody tr:hover{background:#f7faff}.site-footer{background:var(--navy-deep);color:#aabbd2;grid-template-columns:1fr 1fr;gap:16px;padding:38px max(24px,50vw - 590px);font-size:.72rem;line-height:1.55;display:grid}.footer-identity,.footer-company-details{gap:3px;display:grid}.footer-identity strong{color:#fff;font-size:.85rem}.footer-company-details{text-align:right;align-items:end}.equal-housing{justify-self:end;align-items:center;gap:8px;display:inline-flex}.equal-housing-logo{background:url(/equal-housing-opportunity-clean.png?v=wcl-20260820) 50%/contain no-repeat;flex:none;width:42px;height:42px;display:block}.footer-disclaimer{color:#91a4bf;grid-column:1/-1;max-width:820px;margin:0}.footer-legal-links{border-top:1px solid #ffffff1f;flex-wrap:wrap;grid-column:1/-1;align-items:center;gap:8px 18px;padding-top:18px;display:flex}.footer-legal-links a{color:#d5e1f1;text-underline-offset:3px;-webkit-text-decoration:underline #66809f;text-decoration:underline #66809f}.footer-legal-links a:hover{color:#fff}@media (max-width:860px){.tool-layout{grid-template-columns:1fr}.result-panel{position:static}.calculator-card:nth-child(n){grid-column:span 3}.schedule-card{margin-left:24px;margin-right:24px}}@media (max-width:620px){.site-header{min-height:68px;padding:10px 16px}.brand img{width:165px}.calculator-menu summary{background:var(--sky);padding:9px 11px;font-size:.68rem}.menu-panel{min-width:min(320px,100vw - 24px);right:-4px}.hub-hero,.calculator-hero{padding-left:22px;padding-right:22px}.hub-hero h1{font-size:3.2rem}.calculator-hero h1{font-size:2.75rem}.calculator-directory{padding-left:14px;padding-right:14px}.calculator-card:nth-child(n){grid-column:span 6}.tool-layout{margin-top:0;padding-left:14px;padding-right:14px}.input-panel,.result-panel{border-radius:16px;padding:22px}.field-grid,.strategy-switch{grid-template-columns:1fr}.primary-highlights{flex-direction:column;align-items:flex-start}.rate-highlight{text-align:left}.payment-plan{grid-template-columns:1fr}.as-of-card{flex-direction:column;align-items:stretch}.loan-grid-header{display:none}.loan-row{grid-template-columns:34px 1fr 36px}.loan-row>strong{grid-row:1/span 2}.loan-row .input-prefix,.loan-row .input-suffix{grid-column:2}.loan-row .remove-loan-button{grid-area:1/3/span 2}.schedule-card{border-radius:16px;margin-left:14px;margin-right:14px;padding:20px}.schedule-heading{flex-direction:column;align-items:flex-start;gap:8px}.site-footer{grid-template-columns:1fr}.footer-company-details{text-align:left;align-items:start}.equal-housing{justify-self:start}.footer-disclaimer,.footer-legal-links{grid-column:auto}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.calculator-card{transition:none}}